Regression Paper
There are many individuals that would like for greater government involvement when it comes to health care. There are many Americans that do not have or do not take advantage of the health care benefits offered by many organizations. There are several plans that would attract many individuals. One such solution would be the single payer. With this proposed solution the government would directly pay for or fund various health services.
Another suggestion would be the pay or play plan. With this plan the employers would be obligated to provide a specified level of health insurance for their employees or to pay a tax that is earmarked for providing coverage for the uninsured. Many times it is overlooked the fact that government policy may price many Americans out of coverage and thus contribute to the high numbers of uninsured individuals.
The current insurance system is heavily state regulated at different levels. These regulations require insurance plans to cover specific types of health care providers and or to provide specific types of health benefits. There are other existing state regulations that are affecting the insurance rating while some insurance plans have the ability to exclude clients from being covered. Many insurance companies have been selecting their own doctors, pediatricians, and specialists. They also have selected which hospitals and other facilities that their clients may obtain their services.
The health insurance industry had written the policy to gain control the rising health care cost. The insurance places the limitations on what kinds of services such as mammograms, EKGS, sonograms, and other testing procedures. Some o ...